YNAB (You Need A Budget)

YNAB (You Need A Budget)

von You Need A Budget LLC

  • Kategorie: Finance
  • Veröffentlichungsdatum: 2015-10-20
  • Aktuelle Version: 2.3
  • Bewertung: 4+
  • Dateigröße: 60.04 MB
  • Entwickler: You Need A Budget LLC
  • Kompatibilität: Benötigt iOS 10.0 oder später.
Ergebnis: 3.5
Von 95 Bewertungen


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/


Bewertung schreiben

  • Life changing!!!

    Durch Christina Tro
    YNAB is life changing! It should be taught in school from an early age on. Within 2-3 months I have gained total control of my finances and some other aspects of my life! I have always had a decent income but had zero self-discipline and the typical belief of: saving money, affording nice things, being rich - all of that is not for me. Sad, right? I felt sad & frustrated most of the time when it came to money - except on pay day! I would grab the money, get me nice clothes, beauty salon visits, nice restaurants - I followed every impulse and would struggle for the rest of the month to make ends meet - zero control of what was going on in my bank account. When my partner asked me about my finances, I would snap at him and tell him that I did not want to talk about it nor take a closer look - but he kept asking and gently pushing me since he wanted to travel with me and did not have the money to pay for the both of us, one day he introduced YNAB to me - the first steps were hard, I did not get it, it did not make sense, it was frustrating and I wanted to quit, many times. Luckily, my better half felt the same, we watched the tutorials, waited eagerly for money to come in and soon had fun budgeting! A few days in, I realized that I did have plenty of money, that affording nice things WAS for me - frustration levels decreased and I started playing around with my money, rolled with the punches, started saving up for travel, furniture, nice expensive stuff, I took real control! Now I don’t do any more impulse buying, and if I do, it’s budgeted and planned! The best thing that YNAB has given me is that secure feeling of always knowing that I am on top of things - and really understanding what’s important to me and how to prioritize in terms of spendings. I am 100% in charge of my finances! This app has turned my life around, and that is a lot, seeing that for 2+ decades I had simply wasted my money and had nothing to show for it. I believe YNAB is for everyone, and if you do start it, be prepared to learn some (surprising) truths about yourself and become a better version of you!
  • Beste Finanzapp

    Durch Robbygray
    Wobei es nicht nur eine Finanzapp ist. YNAB ist eine Lebensweise die meinen Bezug zu Geld grundlegend geändert hat. Tolles Gesamtpaket inkl. Top-Service bei Fragen. Hatte lange die Classic Version genutzt aber bereue den Umstieg auf das neue Modell in keiner Weise.
  • Großartige Methode

    Durch JaKiF
    ... nun auch mit großartiger mobiler App.
  • No Server Connection

    Durch Niklas.Noll
    Since the last update on 4th of Oktober, I cant connect to my budget file on the YNAB server. Please fix this as soon as possible...
  • Best Budget App to-date

    Durch Mylakai
    This new Version of YNAB is the best one ever. Now you can budget everything on your phone or tablet. You don't need a pc to really budget and that's the best thing. The ui is beautiful and clean. Every step is easy and very intuitive.
  • Very nice

    Durch prionic6
    It's really cool that you can now do almost everything in the app without going to the web browser.
  • Great Update!

    Durch _Lenn_
    The recent update really improved the app. Whereas before you could use it pretty much only to add transactions on the go, now you can do (almost) everything that the browser app offers, too. Thanks for the great work!
  • FINALLY! Endlich ist es ein Meisterwerk

    Durch J.P.K.87
    Endlich hat die App 1:1 die Funktionen wie im Web. Großartig. So macht finanzplanung Spaß !!! Weiter so.
  • nun mit vollem funktionsumfang

    Durch acidwords
    Grundlage bei dieser app war bisher die browserbasierte anwendung. die app hat nun den vollen funktionsumfang, der richtige schritt. zu ynab: es ist am anfang kompliziert, man muss der englischen sprache mächtig sein, aber es lohnt sich. wenn man sich an die 4 ynab regeln hält kann es das eigene leben nachhaltig verändern. ynab ändert zum einen das finanzverhalten und lässt sich auch an die eigenen gewohnheiten anpassen. ynab ist mehr ein system als nur eine budget-software und auch mit anderen systemen nicht vergleichbar. ich nutze ynab schon seit jahren und komme seitdem wesentlich besser mit meinen finanzen klar.
  • Iam addicted!

    Durch HH-Marc
    I love Ynab! Edit: Finally!! The App is NOW really epic!! Previous: But it would be really nice to have more functions in the app as on the website. Like swap to the next month or edit the categories I would as well love to move a transaction to the future! :(